Author Archives: Credit Flow Investor

GDX showing a rising deflationary force… The best days of gold are behind it…SPY and GLD returns and estimates…

so hiring has slowed way down…and 5 more down years to go…. Honeymoon is over…

Here is what Conterra, an agricultural lender, had to say: “Lenders are reviewing everything from crop budgets to collateral before backing loans. Results from the American Bankers Association’s 2024 Ag Lender Survey show that just 58% of farm borrowers are … Continue reading →

Domino’s bear market since September… Costco bear market as of August… consumer under pressure including high end as many shop there now… Ratio to SPY…leading Domino’s below 100wkma… Urban elite also have less…LULU down again since June…

60 day points up nicely…and williams stays mostly in the green. NOW also change, inflation will stay sideways at 3% next year with 3 big monthly up and downs.

Q4 SPY will be +3%. No correction in SPY until Q2 2026. Based on Oct, no way January. TLT will move up $3 per drop or $101 by end March. Fed will pause after March drop (5 drops). Inflation sideways … Continue reading →

The cycle is 2026-2028. SPY has slowed down from July but will be up 15-16% for the year… Economic Growth will be lower next year 0.5%. It has fallen 0.6% since April. A house of cards falls off the cliff … Continue reading →

Rate drops are pushing it up. all emas are moving up. The 60dema has crossed the 200 dema. Close to YoY positive as well.. starting to outperform spy…