Author Archives: Credit Flow Investor

Always mentioned are sub-prime loans for dramatic effect. However, what’s important are the prime loans… Last October it passed above 2% for 120days past due…

Level 1 (employees) and 2-3 are like birds. They’re always looking for small stuff and they miss the big stuff. THEY SQUANDER THEIR MENTAL CAPITAL WATCHING ALL THE TIME! The BEAR or level 4 only wakes up when there is … Continue reading →

Great video of Bordenaro…. In 2021, rumors of inflation abounded and in 2022 the Fed went crazy raising rates. Similar..we now have rumors of recession and then 2026 follows with Fed panicking again. I think of 2026 as 2022 in … Continue reading →

Since stocks have been rallying from last July-Feb 2025, notice that claims have been flat. Unemployment rate (UR) follows. Now that the stocks are in transition with market down -3% (by 3rd wk Dec) this year as opposed to +24% … Continue reading →

waiting for first drop…

IT’S ALL ABOUT GROWTH NOW…NO MORE CPI. FOCUS IS ON DROPS. From April 29…. Proof of weakness….TECK stock…40 wkma X 100 wkma by next week… AND 100 wkma super-cycle slope points down since March…

The Fed does not look ahead. It always looks back fighting ‘inflation’ now instead of worrying about next year. But bonds have been quietly moving up since mid-March as growth has been dying. Short term inflation will have less and … Continue reading →

growth dying… IEF

200dma X 500 dma Last 3 mo