Author Archives: Credit Flow Investor

AND economy and especially jobs now slowing despite SPY rising 78% in 3 years! Idiocracy NOT conspiracy! For me I would love conspiracy, idiocracy is the worst of all worlds. BUT conspiracy sells and idiocracy doesn’t. We live in the … Continue reading →

Getting close to negative…since August DOWN AND YoY shows point of no return…

To scale it to match, I multiplied real pce by 7. It’s not a surprise +12% S&P Q3 leads to big GDP Q3 to be reported late December. Atlanta Fed Q3 GDP estimate is strong 3%+…

Many believe this… Overdone by perma-bears….empl-popn now 59.7…peak was 60.4 in 2023. Jobs lost…2.4 M though quite a lot as normally it rises every year! Christmas hiring down -22% over last year…

77% bad customer rage survey….32% in 1976!

Down -1.1% for last 4 weeks (based on 5d average weekly price).

Below 2% growth…less next year. Bubbles eventually pop as debt efficiency dies and money velocity falls. More and more debt is required to keep growing asset prices. When asset prices stall, growth dies rapidly. Nov. S&P growth YoY in 2024 … Continue reading →

Houston is oil workers and Colorado Springs is real estate finance and construction. It’s clearly not government. Foreclosures mean no buyers. Home Depot down YoY -16% …40 wk X 100 wkma…Last Nov +34%

This year Sep core inflation lower at 0.22… Trend of inflation to 0.2…so temp rise from SPY over.

Walmart much better but slowing down +20% vs +80%. AND lastly SPY YoY down from Nov +33%,,,